10 Most Expensive Cars to Insure in the World and the Rate

The discussion about expensive cars is quite common, so we will continue to the 10 most expensive cars to insure in the world. Before you scroll down, try to give a car that you think will be the most costly to get insurance.

When calculating your car insurance rate, many considerations must be made. It also aims to get you the most suitable rate according to what you will get later. Among many reviews, what kind of car is the most common?

While you may be able to pay for a car, don’t forget to pay for the insurance. This is a package that will indeed cost you extra. But in any case, this will not break your bank and will help you later.

Suppose you ask about the most expensive car to get insurance. In that case, we can provide the answer: Sports cars, high-end luxury cars, Electic Vehicles, and several models targeted by thieves. So, you already have the answer?

10 Most Expensive Cars to Insure in the world

In addition, certain types of insurance will help you when something unexpected happens on the highway. While most states require drivers to purchase a minimum amount for car insurance, this is an excellent way to protect your wallet from being broken.

If you are paying for a more expensive car, the insurance company’s total cost will also increase. But take it easy, because the fees received are also higher. So, here are the 10 most expensive cars to insure in the world:

10. Audi R8 5.2L V10 Quattro Performance – $3,967

Audi R8 5.2L V10 Quattro Performance
Audi R8 5.2L V10 Quattro Performance

At number 10, you will see the name Audi R8 5.2 L V10 Quattro Performance. You can already guess this is a sports car from the shape alone. The price of this car insurance is 3,967 dollars, which must be paid annually.

This car insurance price is costly because the engine is already a V10 with a capacity of 5.2 liters. The high risk of accidents also makes this car a high price for insurance purposes.

9. Porsche Taycan Turbo S – $4,028

Porsche Taycan Turbo S
Porsche Taycan Turbo S

Then there is the line of Electric Vehicles, namely the Porsche Taycan Turbo S. It is the highest in the Porsche Taycan lineup, so it is not surprising that the price is very high. Because if you replace the battery in an electric car, you’ve already spent thousands of dollars.

So you can determine for yourself how expensive the maintenance of an electric vehicle is. In addition, the cost of repairing electric cars is also believed to be more expensive, so the Taycan Turbo S is included in the 10 most expensive cars to insure in the world.

8. BMW M8 Competition xDrive – $4,054

BMW M8 Competition xDrive
BMW M8 Competition xDrive

The BMW M8 Competition xDrive has an annual rate of $4,054. This car is designed with an aggressive theme, so it must ensure security with insurance. The performance of the BMW M8 is not kidding and can be a threat on the highway.

Regular service every month with a super aggressive lineup so that from the first time you put your foot down on the pedal, this will instantly add to the feeling of tightness. So it is higher than another 10 most expensive cars to insure in the world.

7. Tesla Model S Plaid – $4,115

Tesla Model S Plaid
Tesla Model S Plaid

7th place also came from the lineup of electric cars, the Tesla Model S Plaid. The Tesla Model S Plaid has an annual rate of $4,115 and is a car that deserves such a high rate. This is the correct rate to see the cost of maintenance and service.

6. Porsche Panamera Turbo – $4,129

Porsche Panamera Turbo
Porsche Panamera Turbo

The Porsche Panamera Turbo is number 6 among the 10 most expensive cars to insure in the world. The Porsche Panamera has a retail price of $87,200. Providing an average insurance rate of $4,129 makes this sports car quite worthy of such a rate.

The Porsche Panamera Turbo has a pretty aggressive engine too. In addition, the cost of replacing the car body, such as bumpers and paint, is also prohibitive. The Porsche Panamera Turbo is even one of the cars with the highest maintenance costs.

5. Audi RS e-Tron GT – $4,150

Audi RS e-Tron GT
Audi RS e-Tron GT

In 5th place, there is the Audi RS e-Tron GT. The highest in Audi’s lineup of electric cars that also sells performance and comfort, the Audi RS e-Tron GT is in the top 10 most expensive cars to insure at $4,150 per year, but it’s a reasonable rate.

4. Porsche Panamera Turbo S E-Hybrid Executive – $4,221

Porsche Panamera Turbo S E-Hybrid Executive
Porsche Panamera Turbo S E-Hybrid Executive

If earlier there was a Porsche Panamera with a gasoline engine, now there is a Panamera Turbo with a hybrid engine. This is the highest line in the Porsche Panamera lineup with the highest purchase price.

3. BMW M8 Competition Gran coupe – $4,231

BMW M8 Competition Gran coupe
BMW M8 Competition Gran coupe

If the M8 was already aggressive, there is another lineup competition with the Gran Coupe body type. This is one of the most coveted cars. And enter the top 3 in 10 most expensive cars to insure in the world because it is a target for thieves.

2. Maserati Quattroporte Modena Q4 – $5,118

Maserati Quattroporte Modena Q4
Maserati Quattroporte Modena Q4

The Maserati Quattroporte ranks first and second in the most expensive cars to insure. The cost is more than five bags, so not many people buy this car because of the high cost of insurance.

Let’s talk about the Quattroporte Modena Q4, which has an annual insurance value of $5,118. Entered at number 02 in the 10 most expensive cars to insure in the world, this car has an engine with a capacity of 424 HP from the regular Quattroporte.

1. Maserati Quattroporte – $5,176

Maserati Quattroporte
Maserati Quattroporte

Although the aggressiveness is smaller than the Modena Q4 model, this bottom line is still the most expensive. The order of number 1 is occupied by the high-end Maserati car.

This beast will set you back a whopping $5176 a year to insure, which is 1.5 times higher than the national average. The top speed of 166 mph looks normal, but this car’s finishes make the insurance value high. Significant risk for theft turned out to be one of the considerations for determining the insurance price of a car. Every year this cost also increases, so it must be adjusted first. But Maserati Quattroporte is ranked 1 among the 10 most expensive cars to insure in the world.

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